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See Your World The Way It Was Meant To Be Seen

Step 1 of 2

HSA Facts

  • The 2020 contribution limit is $3,550 for individuals, $7,100 for families
  • An HSA is only available to participants with a high-deductible health care plan
  • Funds allocated to an HSA become available as they are deposited into the account
  • Unused funds roll over year to year, continuing to earn interest

FSA Facts

  • The 2020 contribution limit is $2,750
  • An FSA must be sponsored by your employer; self-employed individuals are not eligible
  • An employee’s yearly FSA allocation is available on the first day of the plan year, regardless of contributions made to date
  • Use it or lose it – any money left in an FSA will be forfeited at the end of that year’s plan, though some plans do provide a short grace period that may allow you to carry over some funds into the next year. Check with your employer to see if your plan allows for a grace period